CAHFC has two programs geared for the first time homebuyer. Please click on the links below to learn more about how you can assist your clients who are first time home buyers.

First Time Home Buyer Defined: A first time home buyer includes those who have not yet owned a home OR those who have not owned a home within the last three years.  To date, we are proud to have guided our first time home buyer clients through the acquisition of 3,500 homes.

Please take a few minutes to review our programs so that you can guide your new homeowner:

Down Payment Assistance Program and Mortgage Revenue Bond Program

First Time Home Buyer Mortgage Credit Certificate Program (MCC)

Please note that the programs offered tend to vary based on availability of funding; therefore, if what you want is not available at this time, please continue to revisit our website every few months to see what has been added.

Purchase Price and Income Limit:

Effective 5/19/19


1-2 Family 3 or More Target Area

1-2 family

Targeted area

3 or more

Non – targeted area Purchase price limits

Targeted area Purchase price

Bastrop, Caldwell, Hays, & Williamson Counties  




Hays Co.


Hays Co.






Blanco  County $72,900 $83,835 n/a n/a $283,348 n/a
Burnet, Fayette, Lee & Llano  Counties $71,200 $81,880 n/a n/a $283,348 n/a

Captial Area HFC 2017 MCC Fillable Form

Capital Area HFC MCC Training PowerPoint

Lender Participation Agreement

Capital Area HFC MCC Participating lenders 9.6.2019

E-mail : p.constance@sethfc.com
Telephone: 281.484.4663
(ext. 111)